Auto Insurance Rates By State

Car insurance rates by state while the average price of car insurance in the us is about 1 200 that number changes drastically based on your location.

Auto insurance rates by state - States set car insurance regulations and minimum insurance requirements which can have a major impact on the rates paid by residents. Some states have unusual car insurance requirements such as high limit personal injury protection which can significantly raise rates. Call us toll free.

This is due to a number of factors including the differences in each state s coverage minimums. There s one big reason why auto insurance rates are so high in michigan. Auto insurance fraud such as staged crashes false medical claims and repair scams is more common in certain states.

This was extremely expensive for insurance companies so they passed the cost to consumers resulting in the highest rates in the country for both full 8 723 and minimum. State car insurance rates change dramatically by state and between cities. As an example michigan uses a unique no fault insurance system that in many ways is responsible for its high premiums.

Car insurance by state also varies with the zip code taking into consideration the prevalence of vehicle theft and other crime rates where the insured lives compared to the rest of the state.