Car Insurance Groups Uk
Need to pay less on your car insurance.
Car insurance groups uk - Here we give you access to all 50 groups meaning you can find inspiration for which car to buy from a car insurance price perspective. Find cars in cheap insurance groups. Damage and parts costs.
A car s insurance group rating from 1 50 is set by a special group rating. Whilst there is currently a total of 50 car insurance groups in the uk this range was extended from an original series of 1 to 20 in 2009. Find cars by insurance group.
It will also include the numbers ranging from group 1 to group 50. Insurers put all cars into one of 50 insurance groups with cars in the lower groups being cheaper to insure. Comparethemarket car insurance group checker.
Uk insurance groups history. Every make and model of a car is assigned to a group based on many factors including repair time. Different versions of the same car will also be in a range of insurance groups as engine performance and trim level affect premiums.
Almost every new car built that s sold in the uk is assigned to a car insurance group. What is a car insurance group. A base level ford fiesta trend fitted with the 1 0 litre 94bhp ecoboost engine is in group 10 but the same car in st line x trim with the 138bhp 1 0 litre ecoboost engine is in group 15.
Insurance groups may also contain a security rating which is an alphabetical digit that follows the numerical value. Lower costs will contribute to a lower group rating. The rating essentially tells insurers which cars are the most expensive cars to cover as well as which ones are the cheapest to cover.
Each car is assigned to one of 50 car insurance groups and each group is assigned a rating based on the level of risk an insurer feels they carry. When choosing a car to buy use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable. The group rating panel considers a range of factors when establishing uk car insurance groups.
Insurance group 4 definitely falls on the cheaper side of the scale when it comes to car insurance premiums. This is a further classification of an insurance group that helps show differences in. You ll need to know exactly which vehicle it is you re looking for.
The costs of the parts if any repairs are needed to a car and the likely extent of damage. In the uk there are 50 car insurance groups with 1 being the lowest cheapest and 50 being the highest most expensive. Make sure the make model variant is correct as there can be vast differences between models in the same range.
As stated by thatcham the affecting factors include the following. Car insurance groups costs and advice. Car insurance groups in uk explained.
Cars in the lower groups are cheaper to insure while cars in the higher groups are more expensive to insure. All new cars in the uk are given an insurance group rating to help insurance providers decide how to calculate car insurance premiums.
