Epo Health Insurance Plan
Like their cousins ppos and hmos epo health plans have cost containment rules about how you get your health care.
Epo health insurance plan - You want to receive a much lower negotiated rate with an epo plan than you would with an hmo or ppo plan. You don t have to get a referral from a primary care doctor to see a speciali. If you would like to apply for an epo plan but would like more details please call one of our licensed agents at 1 877 731 9560.
Bureau of labor statistics. An exclusive provider organization or epo is a health insurance plan that only allows you to get health care services from doctors hospitals and other care providers who are within a certain network. Epo health insurance got this name because you have to get your health care exclusively from health care providers the epo contracts with or the epo won t pay for the care.
Your insurance will not cover any costs you get from going to someone outside of that network. About epo health plan 2017. What are the differences between hmo ppo epo and pos plans.
A recent study reveals quite a lot of changes in the 2017 affordable health insurance plans be it ppo hmo or epo. An exclusive provider organization epo may not be as well known as a health maintenance organization hmo or a preferred provider organization ppo. Coverage is not provided for out of network service costs unless they are related to a medical emergency.
Epo health insurance plans. An epo plan may be right for you if. With an epo exclusive provider organization you have a moderate amount of freedom to choose your health care providers.
An exclusive provider organization epo plan is a health insurance plan that only provides coverage for medical care within a specific provider network. Agency for healthcare research and quality. You do not want to get a referral to see a specialist.
Pos plans made up 12 percent and epo plans 7 percent. Under the affordable care act aca insurers are required to preserve their in. Understanding health plan types.
How to pick a health insurance plan health insurance plan and network types. However with a bit of research you might find an epo is the perfect health insurance plan option for you and your employees. Pearson says the explanation may be that insurers anticipated that people who bought a ppo would probably want to use out of network providers.
What s in a name. For that reason an epo health insurance plan may be well suited for those whose doctor is either part of their plan s network or for those who.