Health Insurance Definitions What The Terms Mean

You can access the marketplace via healthcare gov through blue cross and blue shield of illinois or by phone. A program offered by a health insurance company to manage the costs of policyholders chronic health conditions. Insurance against expenses incurred through illness of the insured.

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The health insurance marketplace or health insurance exchange is a federal government website where you can shop compare and buy plans offered by participating health insurance companies in your area.

Health insurance definitions what the terms mean - Insurance providing compensation for medical expenses. A clause in an insurance policy that indicates that the insurer will only cover the least expensive option for treatment repair or remediation. Subject to the terms of insurance coverage either the insured pays costs out of pocket and is subsequently reimbursed or the insurance company reimburses costs directly.

Here s what the terms mean. It s ok we know as well as anyone that the language of health insurance can be hard to understand. Yet every day it s becoming more and more important for health care consumers to have at least a basic knowledge of the industry s terminology.

What the terms mean policies have been dejargonized over the years but not enough. Health plan sponsored by an association. Insurance that compensates the insured for the medical expenses of an illness or.

Here you ll find plain english definitions for 33 of the most common insurance terms. Health insurance synonyms health insurance pronunciation health insurance translation english dictionary definition of health insurance. Disease management programs can help control health.

Urgent care provider a provider of services for health problems that need medical help right away but are not emergency medical conditions. Learn more about short term insurance. Least expensive alternative treatment leat.

It also has a precise definition under the health insurance portability and accountability act of 1996 that exempts from certain requirements insurers that sell insurance to small employers only through association health plans that meet the definition. Short term insurance a type of health insurance that covers certain services for a set time period 6 months or less. Health insurance covers cost of an insured individual s medical and surgical expenses.

Health insurance definition is insurance against loss through illness of the insured.