Health Insurance Japan
Japan has a hybrid system statutory health insurance system shis which combines government funded programmes and private insurance.
Health insurance japan - People in japan contribute to the healthcare system through paying regular premiums either directly or through their employers and also by paying 30 of their medical bills up to a monthly cap. Health insurance in japan covers roughly 70 of medical costs but students studying in japan will have to pay about 30 of their healthcare costs out of their own pockets. Medical insurance in japan is free and all japanese citizens and non citizens staying in japan longer than a year are required to enroll in the health insurance plan.
There are several different insurance providers in japan. National health insurance nhi and social insurance. Payment for personal medical services is offered by a universal health care insurance system that provides relative equality of access with.
The cost of health insurance in japan will vary depending on many factors primarily your age the level of cover you desire and the plan you choose. There are roughly two types of health insurance in japan. National health insurance nhi non japanese residents with residence cards zairyu card who will stay more than 3 months can join national health.
The other is employees health insurance 健康保険 kenkō hoken national health insurance is designed for people who are not eligible to be members of any employment based health insurance program. How does japanese health insurance work. National health insurance 国民健康保険 kokumin kenkō hoken is one of the two major statutory types of insurance programs available in japan.
Japanese healthcare is universal and public. The government pays 70 of the cost of all health procedures unless you re a low income elderly resident when it can pay up to 90 of bills. The health care system in japan provides healthcare services including screening examinations prenatal care and infectious disease control with the patient accepting responsibility for 30 of these costs while the government pays the remaining 70.
Moving to japan will raise many questions regarding how the country s healthcare system works and the type of health insurance to cover unexpected medical expenses. Everybody in the country is entitled to state run health insurance. If you have specific questions not answered here please contact us.
Everyone in japan and over the age of 20 has to have health insurance. This guide will provide expatriates and their families with information on how to gain access to the japanese health system and the key japanese health insurance plans available. Types of health insurance in japan.
The three most common types are introduced below. Since japan has universal health insurance coverage people living in japan must take out either insurance except for some conditions.
