Health Insurance Nepal Government
Social health security health insurance program in nepal.
Health insurance nepal government - The government plans to include more people under health insurance cover by enforcing the policy strictly on the government staff already mandatory for public servants and migrant workers. The social health security program shsp is a social protection program of the government of nepal that aims to enable its citizens to access quality health care services without placing a financial burden on them. The financial reserve of health insurance board doesn t freeze like other government organizations.
Later in 2013 government of nepal developed national health insurance policy based on which social health security program also known as social health insurance shi program was started in 2016 from kailali ilam and baglung district. These services are be categorized as. As community and social health insurance schemes as a means to supplement the government health sector financing source.
Health insurance board hib is a social protection program of the government of nepal that aims to enable its citizens to access quality health care services without placing a financial burden on them. Services provided under the health insurance program of nepal. Public health insurance in nepal is not compulsory people can enter on a voluntary basis and can benefit from insurance coverage in the case of an.
The government has endorsed the draft of health insurance act prepared by the ministry of health with a view to providing basic health care services to all nepali citizens. The board can make various directives as per this law. The households communities and government are directly involved in this program.
Although the concept of health insurance hi is not new in nepal social health insurance with universal coverage seems challenging considering present poverty level awareness regarding need and working modality of health insurance among the general population and availability and access to quality health care services. Public health insurance scheme in nepal. The nepal government launched its public health insurance plan in the 2016 17 fiscal year.
The program was scaled up to 22 districts by september 2017. Community health insurance in nepal. This program provides 1505 services as already described.
According to this scheme a household is considered as a unit and has to pay a premium of usd 113 every year to get the services worth up to usd 348.
