Mediclaim Vs Health Insurance In Hindi
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Mediclaim vs health insurance in hindi - Sum assured generally it comes with a pre decided sum assured. These two are being used interchangeably. Usually people understand both are same but.
People use these two words interchangeably thinking mediclaim is same as that of health insurance which is not the case. 5 differences that you just cannot afford to ignore do you know the difference between a mediclaim and health insurance policy. Premium affecting factors a mediclaim insurance plan s.
A mediclaim policy provides a cover for treatment hospitalisation due to an accident or certain pre specified illnesses up to your sum insured amount. Mediclaim vs health insurance. Some of these expenses include annual health checkups daily hospital cash opd expenses and.
Mediclaim gives coverage against only hospitalization expenses. Health insurance offers a comprehensive cover that extends further than just hospitalization expenses. Premiums paid on a mediclaim policy are tax deductible under section 80d of the income tax up to rs.
How does a mediclaim insurance plan work in india. Assured sums are lower in the case of mediclaim compared to health insurance. Mediclaim policy is a kind of health insurance that offers insurance coverage for the medical expenses incurred during the policy tenure.
Under a mediclaim policy the insurance provider extends policy coverage for hospitalization expenses including pre and post hospitalization day care treatment cashless hospitalization pre existing illness etc. This video helps you to understand the deference between mediclaim and health insurance policy. Although the terms mediclaim and health insurance are used interchangeably these two types of insurance covers have certain key differences that distinguish them.
When it comes to purchasing health insurance policy people often get confused between health insurance policies and mediclaim policy. Here are the features of mediclaim insurance plan. I e you can only claim for this if you re hospitalized only.
Although both these terms are used in the context of hospitalisation and medical expenses they are two very different protection plans. In today s times where technology has brought tracking of our health to our fingertips and medical science has solutions to complex diseases we at aditya birla health insurance bring to you innovative health insurance products that come with an entire ecosystem to take care of your health.
