Michigan Auto Insurance Reform

Michigan drivers should be able to cut their auto insurance costs starting this week but you may need to take action. Michigan s auto insurance reform implements other protections to help reduce costs such as the elimination of non driving factors in rates a fraud investigation unit mcca transparency prior. New michigan auto insurance.

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Michigan auto insurance reform - Given those high premiums as pip can account for half of auto insurance premiums michigan also has one of the highest uninsured rates in the country. Michigan lawmakers approved bipartisan auto insurance reform legislation. June 22 2020 jonathan oosting mike wilkinson insurer filings reviewed by bridge show most drivers will save money under a reform law set to take effect july 2.

The new michigan no fault reform aims to maximize coverage while providing relief in the form of lower rates and a greater number of pip coverage options five to be exact for michigan. Auto insurance difs auto insurance. On may 30 2019 governor whitmer signed historic bipartisan no fault auto insurance reform legislation public acts 21 and 22 of 2019 to provide insurance coverage options lower rates for michigan drivers while maintaining the highest benefits in the country and strengthen consumer protections.

On july 2 2020 a new law lets michigan drivers choose the personal injury protection pip option that best meets their unique needs and budget. Savings for most but detroit still pays more. The reform has been 46 years in the making since the state adopted no fault auto insurance in 1973 in an attempt to put the brakes on runaway lawsuits that were being filed by people involved in.

Use our reform options planner to find the coverage that s right for you. Aaa s no fault auto insurance reform center is here to help provide up to date information that can help michigan drivers during reform. Michigan auto insurance reform 2020 here s what you should know.

What is michigan s car insurance reform. About the new auto insurance law. Michigan s new no fault law means drivers have more options for personal injury protection coverage also known as pip benefits pip covers medical bills from injuries sustained in an auto accident as well as rehabilitation costs lost wages attendant care services tending to an injured.

Michigan s new no fault auto insurance reform law is giving drivers in our great state new coverage options to consider. Governor whitmer signed historic bipartisan auto no fault legislation to lower costs for michigan drivers maintain the highest coverage options in the country and strengthen consumer protections the legislation creates a better no fault system for drivers.