Private Health Insurance Germany English
The second pillar of german health insurance is private health insurance which currently covers around 10 of the population particularly those on higher incomes and the self employed.
Private health insurance germany english - List of private health insurance companies in germany. There are two types of health insurance in germany. The turnover of the health sector was about us 368 78 billion 287 3 billion in 2010 equivalent to 11 6 percent of gross domestic product gdp and about us 4 505 3 510 per capita.
Ottonova is the only private health insurance with a concierge service designed to make it easy for expats to. About 90 of people in germany have public health insurance and the remaining 10 have private health insurance. Around 10 of german residents have private health insurance.
This guide covers both public and private health insurance in germany so you can choose the best option for yourself. Public health insurance and. You can choose between private health insurance public health insurance or a combination of the two.
Cost of private health insurance. Germany has a universal multi payer health care system. The cost of private health insurance private krankenversicherung or pkv depends on your age and your health.
Germany has a universal multi payer health care system paid for by a combination of statutory health insurance gesetzliche krankenversicherung and private health insurance private krankenversicherung. The older you get the more expensive it gets. Health insurance krankenversicherung in germany is not free but it s mandatory if you stay in germany for more than 90 days you must have health insurance 1 in this guide we explain the difference between public health insurance gesetzliche krankenversicherung and private health insurance private krankenversicherung we also explain which one is better for you.
Around nine million people in germany have opted for private health insurance pkv. In other words everyone gets the medical care they need and everyone pays for health insurance. Once you are a resident in germany it is compulsory to register with either a statutory german health insurance scheme.
Private public health insurance. Today 33 8 million people in germany have private health insurance making it the third largest class of insurance in the country after life and motor insurance. All foreigners living and working in germany can access subsidized state healthcare but it is mandatory for all residents to have some form of health insurance.
The healthcare system and health insurance in germany. Private health insurance for freelancers in germany. You can only have private insurance if you are voluntarily insured freiwillig versichert.
Private health insurance is open to almost all occupational groups without any preconditions. There are various factors that are taken into account for joining private health insurance provider. Private health insurance system private krankenversicherung pkv rather than opting for statutory health insurance you are able to take out a private health insurance plan in certain circumstances.
