Protection Life Insurance Umbrella
Focuses primarily on liability claims.
Protection life insurance umbrella - Umbrella insurance is extra liability coverage that goes above and beyond the normal limits of auto homeowners or watercraft insurance and which kicks in after you reach the liability coverage limit on your other insurance policy or policies. This type of add on policy helps pay for expensive legal settlements and attorney s fees if you are sued for damages that exceed the limits of your auto and homeowners insurance. Umbrella insurance is a standalone policy that you buy to add extra coverage to your existing liability insurance.
The cost is minimal compared to the comfort of knowing you re covered. Pup can also extend the liability coverage on your standard auto and homeowners insurance policies. Can help you get the umbrella insurance policy that fits your situation.
These policies only provide coverage for the same risks as your underlying policy and come with the same exclusions. If you re in the warwick ri area the slocum agency inc. An umbrella policy provides additional layers of liability protection.
Additional coverage for an extra layer of protection. If the liability limits are exhausted on your home auto or other underlying insurance policy your umbrella insurance policy takes over and provides you with additional protection. Umbrella insurance is often referred to as excess liability insurance.
It can add extra liability coverage to an auto insurance policy and even to a homeowners insurance policy. If a policyholder is sued for damages that exceed the liability limits of car insurance homeowners insurance or other. Umbrella insurance is designed to safeguard you from liability claims that involve your vehicles home or personal property.
An extra level of protection. When standard policies just aren t enough an umbrella policy may be exactly what you need for the level of security you re looking for in life. Not all insurers offer excess liability coverage.
Umbrella insurance has an unusual name but it s a simple concept it s an extra liability policy for added peace of mind. Most commonly umbrella insurance is something you get in addition to either a car insurance or homeowners insurance policy. Umbrella insurance is sometimes referred to as excess liability protection but these are actually two different types of insurance.
The basics of umbrella insurance.
