Top Up Policy For Health Insurance
A top up health policy is an additional coverage for people who have an existing individual plan or a mediclaim from the employer.
Top up policy for health insurance - Top up super top up of tata aig health insurance. However in base health policy the maximum limit is 45 years. Nonetheless you can opt for our extra care plus policy even if you are not insured by a primary medical insurance plan.
Top up health insurance and mediclaim policy cover just like you carry a spare tire or a stepney in your car as a stand by you can buy a top up health insurance plan. It will offer you the desired protection in case the sum assured amount of your current medical insurance policy gets exhausted. It increases the sum insured limit of your existing health policy so you can deal with an expensive medical emergency situation.
Benefits of a top up health insurance policy. Enhance top up health insurance works on the simple principle of policy deductible which is the predefined amount that you will bear through your own finances or any other insurance during a medical event. A top up policy is available at lower premiums when compared with the premiums of a new health policy.
So if you want to buy a super top up plan you need to own a regular health plan. Here s presenting extra care plus a health insurance top up plan that is designed to take care of medical expenses should you deplete your basic health insurance policy amount. Health top up plans are a much better option when you want to reduce your premium and want to attain heavy benefits from your health insurance policy.
A super top up plan works as a supplement to your primary health insurance policy. It is available as a family as well as an individual option. Investing in a top up policy offers numerous benefits.
Star health offers super surplus as a top up plan which comes in two variants silver and gold with varied benefits and features of each. A top up health insurance policy is an additional coverage for those who are already insured by a health insurance plan or mediclaim policy. Following are five major reasons to purchase top up medical insurance plans.
To become eligible for the top up health plan you need not appear for any medical screening if you are below 55 years. A plan that acts as an extension of your base health insurance plan by offering a high sum insured with a low deductible at a nominal premium.
