Types Of Auto Insurance In Texas
Unlike health insurance car insurance policies are actually made up of several different types of coverage each with its own premium and benefits.
Types of auto insurance in texas - There are many different types of auto insurance coverage offered by insurance companies but the only kind required by texas law is minimum liability insurance. But because exclusions vary from policy to policy the texas office of public insurance counsel recommends drivers know exactly who and what is covered. There are eight basic auto insurance coverages.
Certain coverage is required by state law and other types are optional. This liability coverage is sometimes called a 30 60 25 plan and is considered the most basic coverage you can legally have. According to state law texas drivers need to have minimum insurance coverages of 30 000 per injured person up to at least 60 000 per accident additionally texas drivers must have coverage for property damage of at least 25 000.
These auto insurance providers stand out in texas because of their customer service average rates and overall customer satisfaction according to j d. It s a good idea to shop around to find the policy that best meets your needs and budget. If you re buying a new car or shopping for auto insurance you ll likely need to understand the common types of coverage available on a car insurance policy.
It also pays the other driver s and his or her passenger s medical bills and some. You can choose whether to buy the others. The various types of car insurance coverage are available to help protect you your passengers and your vehicle if you re involved in a car accident.
The top car insurance companies in texas. Texas law requires all drivers to have adequate car insurance. Common types of auto coverage are.
Liability coverage pays to repair the other driver s car if you caused the accident. Auto insurance helps pay for damage and injuries from an auto accident. 10 steps to find the right auto insurance.
Shopping for auto insurance is like shopping for any major item. Motorists can often select different coverage amounts for the different components so its important for consumers to understand what is being covered to construct the best policy package. Posted in car accidents laws texas on december 20 2016.
Insurance companies in the state offer a texas personal automobile policy a standardized policy that offers eight types of insurance in one policy. Types of auto coverages. Texas law sets minimum liability coverage limits of 30 60 25.
10 steps to find the right auto insurance.
