Types Of Health Insurance Plans Hmo Ppo
One of these types of health plans.
Types of health insurance plans hmo ppo - In order to choose the best health insurance for you and your family you have to understand the difference between an hmo ppo epo and pos health plan. Hmos a health maintenance organization hmo is a type of managed healthcare system. Those are acronyms for the different types of managed care plans available in most areas.
Each type of health insurance system will offer different options as you obtain services and the services are received through a network. By understanding clearly the differences between each type of insurance plan and by checking carefully to make sure your key providers are in the network of a plan you can make the best health insurance choice for yourself and. Health maintenance organization hmo preferred provider organization ppo point of service pos and exclusive provider organization epo plans are all types of managed healthcare.
1 hmos 2 ppos and 3 pos plans. Like other plans if you reach the maximum out of pocket amount the plan pays 100. Hmos and their close cousins preferred provider organizations ppos share the goal of reducing healthcare costs by focusing on preventative care and.
The main types of health insurance plans are managed care plans like hmo ppo exclusive provider organization epo and point of service pos but there are also fee for service plans or indemnity plans. Learn about provider networks for each managed care plan and how this may affect your plan choice.