What Is Auto Insurance Reform

Consider whether other insurance coverages are needed.

What is auto insurance reform - The new law requires that auto insurance companies and agents give policyholders forms that describe the benefits and risks of the coverage options. Here are some reasons your auto insurance bill might go down according to the difs. One of the biggest changes with michigan s auto insurance reform law is that beginning july 2 2020 you can choose your personal injury protection allowable expenses pip ae coverage which may save you money.

Pip coverage is the largest part of your. Use our reform options planner to find the coverage that s right for you. The goal of michigan s auto insurance reform is to drive down costs.

Michigan lawmakers approved bipartisan auto insurance reform legislation. Michigan drivers should be able to cut their auto insurance costs starting this week but you may need to take action. Personal injury protection pip ae helps cover expenses for injuries in an auto accident.

On july 2 2020 michigan s new no fault auto insurance reform law is giving drivers in our great state new coverage options to consider. Michigan s new no fault law means drivers have more options for personal injury protection coverage also known as pip benefits pip covers medical bills from injuries sustained in an auto accident as well as rehabilitation costs lost wages attendant care services tending to an injured. What is michigan s car insurance reform.

Our michigan auto insurance reform center is here to help provide up to date information that can help michigan drivers make smarter decisions on the road to reform. Drivers may also want to talk with an auto insurance agent insurance company or financial advisor to discuss their personal auto insurance needs. The new auto insurance reform law which goes into effect on july 1 2020 allows motorists to opt out of buying personal injury protection pip as part of their auto insurance if their health insurance covers auto injuries.

Prior to july 1 2020 you. This means that motorists can select the amount of medical coverage they want when purchasing their auto insurance. On may 30 2019 governor whitmer signed historic bipartisan no fault auto insurance reform legislation public acts 21 and 22 of 2019 to provide insurance coverage options lower rates for michigan drivers while maintaining the highest benefits in the country and strengthen consumer protections.

This webpage will be updated to provide the latest information to. Michigan s new no fault auto insurance reform law is giving drivers in our great state new coverage options to consider.