What Is Private Health Insurance Uk
Around 13 of uk consumers claim to have some level of private medical insurance.
What is private health insurance uk - Private medical insurance also known as health insurance can supplement what s available on the nhs. The average premium for uk private health insurance is 1 435 per year source. Different health insurance plans offer different benefits.
After all private health insurance relies on up to date modern private hospitals to provide the treatments outlined in every policy. Most policies include cover for. Private health insurance is an insurance policy which covers the cost of private healthcare.
What does health insurance cover. Physiotherapy for muscle bone or joint conditions. Quick facts about private health insurance in the uk.
Treatment in private hospitals. Spending money on private health insurance in the uk also makes it financially easier for patients to access one of the many private hospitals treatment centers and specialty clinics found throughout the uk. The uk is one of a handful of countries in the world that provides people with free medical treatment at the point of delivery via a visit to a gp or a e so paying for private healthcare is a luxury.
It works in a similar way to any other insurance you pay monthly or annual premiums and your provider pays out for some or all of the cost of the private medical treatment you receive. You can choose between its treatment and care and more expensive comprehensive levels of cover. Private health insurance isn t cheap in the uk but the money saving expert guide shows you how to the best cover for less.
The largest health insurer in the uk bupa runs a wide network of private hospitals as well as offering insurance. The majority of private policies exclude mental health maternity services emergency care and general practice. Ramsay bmi nuffield health and spire.
Every health insurance provider has a unique hospital directory which is essentially a list of hospitals that you can receive treatment from as outlined in your health insurance policy. But you might pay much less than that for health insurance depending on the two factors that influence the cost. If you don t already have it as part of your employee benefits package and you can afford to pay the premiums you might decide it s worth paying extra to have more choice over your care.
