Health Insurance Plans For Family
Individual family health insurance plan.
Health insurance plans for family - Under this plan the complete family shares the sum insured. Family health insurance policies provide a higher sum assured compared to general health insurance plans. If your plan si is rs 10 lakhs then the entire family will have to share this amount for the policy period.
Family health insurance also referred to as a family floater health insurance policy is a single medical insurance policy that extends cover for the entire family. For instance max bupa s heartbeat plan can cover up to 19 people within a single plan. It acts as an umbrella that covers the entire family under 1 common sum insured that everyone in the family can claim against.
Family health insurance offers insurance coverage to entire family against a single premium. With the bajaj allianz family health insurance plan each of your family members can avail an individual sum insured or you can opt for a family floater plan. Under this health plan a defined sum insured is divided among the policy members equally which can be availed either by one or all members of a family for one or more claims during the tenure of the policy.
Under this plan every family member gets an individual sum insured. Medical insurance provides coverage against the hospitalization expenses related to your treatment. Under the same the person gets the required coverage.
Terms to know when quoting individual or family health insurance. A family health insurance plan has the capability of providing cover to the entire family under a single policy with a single premium. Quote health insurance for your family or yourself the fast free and easy way today.
A family health insurance or family floater plan is a health insurance plan that provides cover to the entire family rather than just an individual. Family health insurance plans. Your family enjoys cover from expenses incurred due to hospitalisation doctor s consultation ambulance services treatment charges and pre and post hospitalisation expenses.
Nowadays some insurance providers have also come up with plans that allow coverage for extended family too. Family plans are more affordable covering a larger number of members and are also easier. Also you don t have to pay separate premium to get a health cover for each member.
Finding a health insurance plan that covers your family and fits your budget requires a little familiarity with insurance terms. The plan is divided into two parts 1. It acts as an umbrella coverage for all family members thereby providing all family members with the required financial protection in case of a medical emergency.
In case of hospitalization the insured member can avail cashless treatment in a network hospital just like individual health plans.
