Private Health Insurance Germany Companies
Health insurance krankenversicherung in germany is not free but it s mandatory if you stay in germany for more than 90 days you must have health insurance 1 in this guide we explain the difference between public health insurance gesetzliche krankenversicherung and private health insurance private krankenversicherung we also explain which one is better for you.
Private health insurance germany companies - Private health insurance from an international insurance company. Germany private health insurance is a topic which needs to be understood and addressed by anyone thinking of moving to germany to live and work. While public health insurance is more common among germans due to the high salary threshold required to qualify for private insurance abbreviated in.
The second pillar of german health insurance is private health insurance which currently covers around 10 of the population particularly those on higher incomes and the self employed. Private health insurance. List of private health insurance companies in germany.
Private health insurance system private krankenversicherung pkv rather than opting for statutory health insurance you are able to take out a private health insurance plan in certain circumstances. Choosing a higher excess for private health insurance is one way to reduce your monthly contributions. Germany private health insurance company list.
Private health insurance companies in germany. If you are self employed and were already covered by an international insurer before the cut off date of april 1 2007 you should check to make sure your coverage is suitable for living in germany. You will probably need to prove that your insurance is still in force and provide.
Spouse and children of an employed person who is a member of the public health insurance in germany. Today 33 8 million people in germany have private health insurance making it the third largest class of insurance in the country after life and motor insurance. Private health insurance for foreigners in germany pkv private krankenversicherung private health insurance in germany is opted by a lesser percentage of people in the country.
Some of the largest health insurance companies in germany include. There is also no obligation to stay with a company for 18 months although the insurance company may have conditions. Registered unemployed people from selected foreign countries.
If you earn more than 60 750 per year as of 2019 you can choose to have private health insurance instead of public health insurance. Who can have private health insurance. German private health insurance companies are forced to accept all applicants irrespective of their health situation in their basistarif which became available from january 1 2009 as long as the person is required to provide proof of health insurance is not eligible for the german public health scheme and has the right to reside in.
