Top Up Health Insurance In France
Most people in france take out top up insurance a sort of voluntary insurance.
Top up health insurance in france - Before you can obtain to a voluntary top up insurance policy you must be registered in the health system with a social security number. Top up health insurance for those in the french system to bridge the gap between what one is entitled to and the actual costs france has adopted a system of top up health insurance these policies are also known as mutuelles or complémentaires about 85 of french nationals subscribe to such policies and they are equally available to expatriates of different nationalities. Being registered for the national heath service in france generally doesn t mean free treatment though there are some circumstances where it is free such as those on a low income.
Essentially a mutuelle is top up health cover and one of the easiest ways of getting 100 percent health cover although how. If you are of retirement age or early retiree provided you are covered through an eea s1 health certificate you need to make application to register with the health service to your local caisse primaire. Acs is the french health system paying towards the top up insurance but you have no choice on the guarantees.
My health france 2019 brochure my health france ipid document 100 health reform travel insurance individual or corporate short or long term when i went travelling round the world i wanted to be sure i had reliable insurance cover wherever i went. Do not apply a surcharge to you. Whilst there may be a universal system of health cover in france as a general rule the state only picks up a percentage of your medical costs.
Cmu means that you are covered 100 by the french health system instead of 70 average and that surgeon hospital etc. If you are living in france on a regular uninterrupted basis for more than 3 months and or you are retired employed or self employed you may be entitled to universal health protection from french social security to cover your medical expenses. Health insurance in france.
Most people in france take out a top up or voluntary insurance. The top up health insurance solution or mutuelle provides for the reimbursement of the remainder of the cost of your medical treatment after partial reimbursement by the french social security or other basic medical insurance scheme. French top up health insurance combined with international administration.
It has to be an acs top up contract. How much additional reimbursement you get depends on what level of cover you pay for. Top up voluntary insurance in france is an insurance policy which provides for reimbursement of medical costs in addition to the state insurance fund.
Finding the right voluntary called top up insurance provider isn t that easy in france.
